What if I have pre-existing conditions?

Insurance companies handle pre-existing conditions in different ways. The options are that nothing happens, an exclusion is put on the condition for a specified number of years, an indefinite exclusion is put on the condition, your premiums increase due to the condition, or you are declined by the company. Unfortunately we have no control over this procedure. However, you are not obligated to accept the insurance if you don't agree with the terms.