Frequently Asked Questions (FAQ)

Here you will find a list of some of the most frequently asked question your insurance.

• Can I be singled out for rate increases?
• Can I get a better price through a different agency?
• Do Blue Cross, American Community, and FORTIS have web sites?
• How can I check to see if my doctor is in the network?
• How do I apply for a Blue Cross Policy?
• How do I apply for an American Community policy?
• How long does it take to get approved?
• I own my own business. Can I get Small Group Insurance?
• Is it important to disclose all of my health information?
• Once accepted, how long am I obligated to keep the insurance?
• What if I have pre-existing conditions?
• What is a HIPAA policy?
• What is a HSA plan?
• What is group insurance?
• What qualifies you for group insurance?
• What's the difference between American Community, Blue Cross and FORTIS?
• Which doctors and hospitals can I use?
• Who is American Community Mutual Insurance Company?
• Will my rates ever go up?